“after consideration of medical evidence satisfactory to us”

NSURANCE – disability policy – totally and permanently disabled – insurer’s opinion – not unreasonable
INSURANCE – disability policy – insurer not an employment agency – no obligation to obtain labour market analysis

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Construing exclusions in an insurance contract

The policy should be read on the assumption that the exclusions removed claims that would otherwise be within cover. Accordingly, the claim by the trustee against one of the named insured was brought by a “third party” within the insuring clause

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Abuse of process

  1. CGU Insurance Ltd v Watson [2007] NSWCA 301 at [40]:

The Supreme Court has an inherent jurisdiction to prevent abuse of its procedures, and may stay or dismiss proceedings the bringing or continuance of which is an abuse of process. Even if principles of res judicata or Anshun estoppel do not apply, there may be abuse of process in relitigating an issue decided against a party in previous proceedings.